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Pulse modifies US ATM Interchange and Fees effective April 1, 2015

02/13/15: MetaBank has been notified by the Pulse Network of changes to their pricing for surcharged international (cross-border) ATM transactions at US and Canadian ATM terminals effective April 1, 2015.

US ATM Pricing

US ATM Interchange
There are no changes to the U.S. ATM tiered interchange rates.

 

Issuer Annual Volume Threshold (transactions)

Monetary Interchange Rate

Non-monetary Interchange Rate (includes denied transactions, balance inquiries, transfers)

Tier 1

10,000,001 +

$0.35

$0.25

Tier 2

2,000,000 – 10,000,000

$0.42

$0.25

Tier 3

1 – 1,999,999

$0.50

$0.25

No change to US ATM Acquirer Fee
The US ATM Acquirer Fee is assessed to acquirers on all US approved and declined cash withdrawals, cash advances and deposits. The US ATM Acquirer Fee remains $0.10.
US ATM Acquirer Fee:   $0.10

No change to ATM Network Security Fee
The ATM Network Security Fee is assessed to acquirers on all US and international approved and declined cash withdrawals and cash advances. There is no change to the ATM Network Security fee.
ATM Network Security Fee:   $0.01

International ATM Acquirer Interchange and Fees
For international cards accepted at US ATMs, the US ATM acquirer is paid based on the region where the card was issued. Pulse does assess an international processing fee to the US acquirer for processing and settlement of cash disbursements for international card acceptance. Effective April 1, 2015, Pulse has modified its surcharged international (cross-border) ATM transactions rate at US and Canadian ATM terminals.


Region

Monetary interchange –
non-
surcharged

Monetary interchange – surcharged

Non-
monetary interchange

FEE to Acquirer: Acquirer International Processing Fee (IPF)

Canada

$0.52

  $0.70 + 0.05% of the transaction amount

$0.25

0.15% of US dollar value of the cash transaction ($0.84 cap on non-surcharge; $0.75 cap on surcharge)

Europe, Middle East, Africa, LAC, Asia/Pacific

$1.10

  $0.70 + 0.05% of the transaction amount

$0.25

0.15% of US dollar value of the cash transaction transaction ($0.84 cap on non-surcharge; $0.75 cap on surcharge)

 TransNational ATM Team